A Quick Overview of Covered Accidents, Illnesses, and Conditions

Dental Illnesses

Gingivitis, extractions, root canals, and more; covered up to $1,000/year, no dental exam required.

Breed-specific, Congenital & Genetic Conditions

Conditions a pet is born with or due to a gene defect, such as allergies, hip dysplasia, intervertebral disc disease (IVDD), and others.


Coverage includes cancer treatments and all related testing.

Chronic Conditions

Long-term illnesses or injuries like diabetes or arthritis; no per-condition limits and coverage continues when you renew.

Preventable Conditions

Lyme disease, parasites, parvo, and other illnesses that may have been prevented are still covered.

Orthopedic Conditions

Ligament tears, broken bones, osteosarcoma, and more are covered after a six-month waiting period (or opt to have it reduced).

Supporting Claims

  • Behavioral Treatments
  • Complementary Treatments & Rehabilitation
  • Diagnostic Testing
  • Emergency Care
  • Hospitalization
  • Prescription Drugs
  • Specialist Care
  • Surgery

*Complimentary treatments are covered up to 12 weeks, or covered conditions.

A lady with her cat with Embrace Pet Insurance